Before you begin searching it is advisable to arrange your finances. Before a property is taken off the market Suttons first want to see your agreement in principle, so we can confirm that you are proceedable read more..

If your move will involve selling your current home it is advisable to advertise your current property before looking for a new home.

Being ready to sell means you are less likely to miss out on your dream home.

With new listing each week, we’ll help you find the right property.

Book your viewing by calling the office on 02476 525 111 or email info@suttonsestates.com. You are required to provide your own transport to and from your appointments.

Once you find your perfect property you can make an offer online or with your agent.

Let us know if there any special conditions of the offer and we’ll communicate this to the seller.

At this point you may need to demonstrate that you can proceed by providing evidence of your mortgage in principle and solicitor details.

There are no legal obligations on either side until contracts are signed.

A successful purchase relies heavily on an efficient and experienced solicitor, its recommended you use a local one, so you can pop in to meet with them

Once you accept an offer we will do the following:

• Prepare a memorandum of sale
• Confirm the agreed price with all parties
• Confirm your solicitor & mortgage details

You will now need to instruct your solicitor to proceed with the conveyancing process and your mortgage broker to proceed with your application.

As part of the conveyancing process your solicitor will do the following:

• Raise any enquiries on receipt of the draft contract from the seller’s solicitor
• Request their own local searches
• Agree on a date for exchange of contracts

We will assist your solicitor and negotiate throughout the process, keeping you informed every step of the way.

A survey of the property will be booked by a surveyor on behalf of the mortgage lender to identify any structural problems and advise on the property’s value.

After the mortgage valuation report is received, a formal mortgage offer will be sent to you and your solicitor which you will need to sign before it is returned.

There are no legal obligations until contracts are signed.

Exchange of contracts occurs when all enquiries have been confirmed and agreed.

Once the contract has been signed by both parties the deposit (usually 10% of the purchase price) will be transferred online or paid in the form of a banker’s draft from your solicitor to the seller’s solicitor.

The completion date is then set by mutual agreement.

Completion is when the residual monies (usually 90%) are transferred from your solicitor to the seller’s solicitor’s account.

We will release the keys once the money has cleared in the seller’s account.

Congratulations, you are now the legal owner of your new home!